Payment Instruction Generator - IBR-031

Program Architecture Layer	Integration Layer
Module	Interoperability and Integration Module
Component	Data Exchange Protocol
Level of Importance	Optional
Priority	Low
Social Protection Delivery Chain Stage	Provide

Requirement Description	IBR ideally should be able to generate standardized payment instructions for each program and beneficiary
Justification	Essential for initiating accurate benefit payments
Use Case	Generate standardized payment instructions for each program and beneficiary.
Data Elements Required	Beneficiary ID, Payment Instructions, Program Data
Minimum Technical Specifications	Generator: Script to create payment instructions in a standard format. API: REST API to distribute payment instructions to external systems. Security: HTTPS for secure transmission.
Standard Technical Specifications	Generator: Batch processing to generate payment instructions for multiple beneficiaries. API: GraphQL for flexible payment data queries. Security: PKI-based authentication and encrypted transmission with TLS.
Advanced Technical Specifications	Generator: Real-time payment instruction creation using event-driven architecture. API: gRPC for high-speed data exchange. Security: Blockchain-based validation for secure and transparent transactions.
Security & Privacy Requirements	HTTPS for secure payment instructions, encrypted API.
Scalability Considerations	Batch processing for scalable payment instruction generation.
Interoperability Requirements	Integration with external systems for payment data via GraphQL.
Compliance with International Standards	Compliance with ISO 20022 for secure payment instruction handling.
User Interface Requirements	N/A

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