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Cash transfers are a form of social assistance designed to provide people with quick, flexible help, particularly in emergency situations. During the COVID pandemic, some 1.3 billion people worldwide have benefitted from cash transfer schemes which aim to protect their lives and livelihoods. Cash transfers have also become increasingly favored by humanitarian aid agencies as a way to channel assistance to people and households in other types of crises, such as natural disasters. As such, they are an increasingly important instrument for reducing poverty and achieving Sustainable Development Goal 1.
As the use of cash transfers becomes more widespread, there is a need for simple, flexible digital solutions which can streamline the administration of such schemes. Beneficiaries require money quickly, without having to navigate complicated administrative procedures. Payment service providers and payers/scheme operators need to be able to distribute funds efficiently to the right people and to use data to adjust the operations of the scheme, for example by adjusting inclusion criteria to reach more beneficiaries. Paper-based systems are too slow and cumbersome to manage the complex flows of information required to determine beneficiaries’ eligibility, enroll them in the scheme, calculate payments and manage the scheme’s operations. Digitalisation can help to streamline these and other processes.
openIMIS supports the following business processes for unconditional cash transfers
Registration of beneficiary households
Registration of payment service providers
Definition of payment criteria and generation of payroll
Disbursements of payments to beneficiaries
Data analysis
Current implementations
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openIMIS offers a range of functional modules which can be combined into tailored solutions for the delivery of specific social protection schemes. CORE-MIS powered by openIMIS is a versatile solution for social cash transfers which covers the various phases of the Social Protection Delivery Chain (Assess, Enroll, Provide, Manage). It allows the registration of applicants, enrollment in specific programs based on defined criteria, calculation of payment amounts, and reconciliation of payment delivery. The solution also supports the updating of beneficiary information and status (e.g., suspension, graduation), and includes a strong ‘maker-checker' mechanism (i.e. at least two people must be involved for the completion of any transaction) for added security and ease of audit. Dynamic and interactive dashboards can be created and customized from the front end, offering an interactive way to visualize, explore, and analyze data.
Supported processes
The CORE-MIS solution supports the following processes for cash transfer schemes:
Registration of individuals
Identification of individuals based on available characteristics
Registration of payment service providers
Benefit (cash) package design
Calculation of payments
Reconciliation of payments
Data analysis
Current implementations
Further information
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