Bergthaller and Tessier, 2025
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Citation Details
Authors | Martina Bergthaller, Lou Tessier |
|---|---|
Title | Universal Health Insurance Schemes A comparative analysis of implementation features in 10 low and middle-income countries |
PubYear | 2025 |
Type | Report |
WebURL | https://www.ilo.org/sites/default/files/2025-12/WP%20156.pdf |
AccessDate | 18.12.2025 |
ElsevierIJMI |
|
ElsevierHarvard | Bergthaller, M., Tessier, L. 2025. Universal Health Insurance Schemes: A comparative analysis of implementation features in 10 low- and middle-income countries, ILO Working Paper 156 (Geneva, ILO). https://doi.org/10.54394/PLHO1306 |
Abstract
Reaching universal health coverage is a central objective of social protection systems. Countries can choose a variety of mechanisms to secure the right to social health protection for all. This report focuses on those countries that have chosen a universal health insurance model. More specifically, while a range of publications have explored the design of such schemes, published literature on implementation modalities used in low and middle-income countries is scarce. Notably, the documentation and comparative analysis of practical processes through which vulnerable groups – such as the poor or those working in the informal economy and their families - can successfully be integrated into such schemes. This work draws on case studies spanning ten lowand middle-income countries. The analysis highlights that the unique historical trajectories and socio-economic context of each country have shaped distinct approaches to the design and delivery of universal health insurance schemes.
Key words: health insurance, social health protection, social protection, universal health cover
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