...
The user-defined Enrollment Date
The Product Administration Period
The Product Enrollment Grace Period
The Product Start Cycles (1,2,3,4)
...
Rules:
If the Product has no Start Cycle, the Start Date = the Enrollment Date .+ Grace Period (if there is one)
If the Product has 1 (or more) Start Cycle, the Start Date = next cycle start (if enrollment within the grace period of the next cycle datestart)
Examples (with product of screenshot):
if Enrollment Date = 23/10/2020, then Start Date = 01/11/2020 (because 23/10/2020 < 01/12/2020 i.e. November cycle + 1 month grace)
if Enrollment Date = 15/11/2020, then Start Date = 01/11/2020 (because 15/11/2020 < 01/12/2020)
if Enrollment Date = 12/12/2020, then Start Date = 01/0106/2021 (next year first cycle)
Calculation of the Expiry Date
...
Calculation of the contributions
The contributions part is calculated based
Calculation of the registrations
Calculation of the assembly
...
There are 2 major strategies to compute contributions part: with a lump sum or without.
Without lump sum, the contributions amount is simply computed as “all” adults * adult contribution + “all” children * child contribution. There is no distinction by ‘relationship’ (so adults/other adults and children/other children are counted “equally” in the contribution part).
With lump sum, the base amount is the defined lump sum, where we add:
the “other” adults/children (* their relative contributions)
if there is a “Threshold members”, the count above that threshold * their relative contributions.
Notes:
the threshold doesn’t concern the ‘other’ adults/children (which are ‘always’ added on top the lump sum)
the threshold first ‘consumes’ the (non-other) adults counts, before adding the children
Example: for a product with 10.000 lump sum, 1.000 adult contribution, 500 children contribution and a threshold members at 5
A family with 2 (non-'other')adults and 3 (non-'other')children will have a contribution = 10.000 (the lump sum).
A family with 1 adult, 1 ‘other’ adult and 8 (non-'other') children will have a contribution = 10.000 + 1.000 (the ‘other’ adult) + 4*500 (members above threshold = 1 + 8 - 5)
Calculation of the registrations
The 2 same major strategies applies to registrations part calculation: with or without lump sum.
However, the calculation doesn’t take any member characteristic into account (adult/child nor ‘others' vs ‘non-others’):
with a registration lump sum, the registrations part is the lump sum
without the lump sum, the amount is simply the number of members * registration fee
Calculation of the assemblies
The assemblies follow the exact same logic as the registrations part: 2 strategies (with and without lump sum) and, without lump sum, all members are equally.
Calculation of the discount
The discount is a simple percentage of the 3 other ‘buckets’ (contributions + registrations + assemblies) which is applied only if the enrollment date is before a relative date limit.
Policy Renewal Values
//TODO
...